Summary: Many necessary or worthwhile services have friend referral bonuses where an existing customer and a new customer both get a bonus offer or discount for each referral. These are worth a few minutes of your time when signing up to a new service but are especially lucrative over time as there is often no limit on the number of times you can refer others.

Even if you can't easily identify a real friend who is a current customer, you can readily ask for a referral on money-saving website forums like OzBargain.

In this post, I will collect the most useful refer a friend bonus offers for Australians. These will typically apply to necessary services like energy, internet, mobile phones and financial services. I also include some popular, useful services (e.g. Airbnb, Spinlister). I typically don't include services and products that are unnecessary or the antithesis of simple living (e.g. gym memberships, meal deliveries, etc) even though they usually have referral bonuses.

There are also some niche areas where referrals are rarer but very lucrative. For example, you can earn up to $500 for referring acquaintances to job contracting agencies (bonus paid if the person is successfully placed with a job). I will aim to collate a list of these too.

Lastly, there are various affiliate programs typically using a unique web link. The most commonly known and used is Amazon's whereby you can receive a percentage commission. I won't cover these directly as they are only worthwhile at scale - for instance, if you run a popular blog or social media account. However, if you do have an influential online presence you can leverage for useful products and services that offer affiliate programs, this can be a very lucrative revenue stream.

Related Posts:
> Exploit relevant sign-up and promotion code opportunities


Details:

1. Electricity

Momentum Energy has some of the cheapest electricity plans consistently available. It emails customers a standing refer-a-friend code for a $50 credit for both on their electricity accounts.

The new customer simply has to use the referral web page and enter in their friend's code. They will then receive a callback to complete the signup.

If you don't have a friend with a code feel free to use mine: 54825286

Others:

> Powershop (OzBargain wiki referral page)


2. Gas

Australian retail gas prices have been going up sharply since 2015 as export prices have jumped and new local production has stalled. As of 2017, Red Energy offers some of the cheapest gas plans inclusive of its 10% pay-on-time discount. It also has a standing refer-a-friend offer of a $50 gift card for both.

In this case, the friend has to complete the referral form on the Red Energy homepage or you'll need your friend's name, email address and Customer Account Number:



3. Internet and Mobile Phone

Many Australian telecoms providers have refer-a-friend bonuses. I have collated a list of links to their referral pages below:

> Amaysim
> Dodo
> Vaya
> AusBBS


4. Financial Services

Many Australian financial services providers have refer-a-friend bonuses. I have collated a list of links to their referral pages below:

Transaction and Savings Accounts:

> ING Direct


Investing:

> Ratesetter Australia ($100 available only during certain periods)
- When logged in go to "Earn More" page to see any referral bonuses available

Brokers:

> IG
> CMC Markets

Other Financial Services:


5. Health

Many Australian health services providers have refer-a-friend bonuses. I have collated a list of links to their referral pages below:

> HCF health insurance
> Frank Health Insurance


6. Gambling

> Australian Bookmakers - Refer a friend list


7. Recruitment and Contracting

> Clicks IT
> Peoplebank
> Robert Walters


8. Other Products and Services

A list of other popular and worthwhile products and services that have referral bonuses is below:

> Spinlister (my referral link)
> Airbnb ($45 credit for friend, up to $145 for referrer)
> Car Next Door (my referral link)
> Uber ($25 - ask a friend to refer via app)
> Urbanest student accommodation


Further Info:

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Packsmith
> How I Earned $1,850 in Airbnb Credits (and You Can Too)

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